About us
Who runs this platform and how pay-later plans work.
About this platform
bnpl-platform-2026.10.14.1 is run by Northbridge Credit Ltd.. It lets shops offer customers the choice to pay for a purchase over time, and lets lenders, banks and fintech companies issue and manage that credit.
How a plan works
- At checkout you choose to pay over time and see every plan you can have, with each payment date and amount, the interest (if any), fees and the total cost.
- We check the request. If it is approved you pick a plan, read the agreement and sign it with a one-time code.
- Payments are taken on the dates shown. You can pay early, move a date once if your plan allows it, and see everything in your account.
Who lends to you
Each agreement names its lender of record. Some plans are funded by partner lenders; the agreement always says who.